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A smarter way to complete your CMS‑18‑F5.
Signing up for Medicare Part A? Unsure whether you qualify premium-free or need to pay a premium? Fill out your CMS‑18‑F5 for free with easy AI walkthroughs.
- 12 min max
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- Private & Secure
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We guide you through the CMS-18-F5, place your answers on the official form, and show you the final result before you download it.
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We explain every question in plain language, so you always know what you are answering.
Review before you file
Before submission, confirm whether you qualify for premium-free Part A and whether you're also enrolling in Part B.
What is the CMS-18-F5?
CMS-18-F5 is used to apply for Medicare Part A. Officially, it is the Application for Medicare Part A (Hospital Insurance) . It is used when you want Part A hospital insurance coverage.
People often file CMS-18-F5 at age 65 or older. If you're eligible for Social Security benefits, Part A is usually premium-free. If you're not eligible, you can still buy in during certain enrollment periods and may pay a monthly premium.
Who needs to fill one out?
People signing up for Medicare Part A commonly use CMS-18-F5.
- People age 65 or older applying for Part A
- People turning 65 within the next 3 months
- People eligible for Social Security who only want Medicare
- People not eligible for Social Security who want to buy into Part A
- Anyone directed to use CMS-18-F5


