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Answer a few questions. We place your answers on the official CMS-18-F5 so you can download and file it.

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A smarter way to complete your CMS‑18‑F5.

Signing up for Medicare Part A? Unsure whether you qualify premium-free or need to pay a premium? Fill out your CMS‑18‑F5 for free with easy AI walkthroughs.

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We guide you through the CMS-18-F5, place your answers on the official form, and show you the final result before you download it.

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We explain every question in plain language, so you always know what you are answering.

Review before you file

Before submission, confirm whether you qualify for premium-free Part A and whether you're also enrolling in Part B.

What is the CMS-18-F5?

CMS-18-F5 is used to apply for Medicare Part A. Officially, it is the Application for Medicare Part A (Hospital Insurance) . It is used when you want Part A hospital insurance coverage.

People often file CMS-18-F5 at age 65 or older. If you're eligible for Social Security benefits, Part A is usually premium-free. If you're not eligible, you can still buy in during certain enrollment periods and may pay a monthly premium.

Who needs to fill one out?

People signing up for Medicare Part A commonly use CMS-18-F5.

  • People age 65 or older applying for Part A
  • People turning 65 within the next 3 months
  • People eligible for Social Security who only want Medicare
  • People not eligible for Social Security who want to buy into Part A
  • Anyone directed to use CMS-18-F5

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